Has anyone used Federated Financial Counseling Services, Corp (out of Florida) to help with Debt Consolidation

leelee041974 asked the question: Has anyone used Federated Financial Counseling Services, Corp (out of Florida) to help with Debt Consolidation? They are based in Deerfield Beach-Florida. Are they a good company to work with? Are the reputable & trust-worthy?
I’ve tried dealing with my creditors, but they can’t help me.

Has anyone ever heard of Access Financial Services?

Lulu R asked the question: I’ve been shopping for a personal loan and my credit isn’t great so I’ve been on the lookout for companies that are requesting advance fees for a loan, which they shouldn’t do. I ran into one and the offer seemed too good to be true, and it was, because [...]